Applying for a loan with iiLoans.com is a relatively straight forward process. Our aim is to search the market for you so you don't have to apply in lots of different places. In order to make an application fill in our simple online application form telling us details such as how much you want to borrow, how many days you want to borrow the money for and various personal details including your bank details so that the money can be deposited straight into your account. Often, if you are accepted and choose to proceed, the funds can be deposited within an hour of your application.
There are some basic criteria that will have to be met in order to be accepted for a payday loan in the UK. These include:
- - Be a UK citizen
- - Have a personal bank account
- - Be 18 years old or more
- - Have a permanant job with a regular income
If the above basic criteria are met then chances are that you will be accepted for a payday loan. however, every circumstance is different so you would need to go through the application process in order to be sure of acceptance.
Of course you are under no obligation to take the loan that is offered and it should be noted that Payday loans online can be a very expensive form of credit if you aren't careful and don't repay your debts on time. It is always advisable to ensure that you can afford to take on any loans before you make an application.
Most people use payday loans to cover unexpected bills such as telephone bills or electricity bills that they didn't expect. Payday loans can be a very helpful form of credit in these emergency situations but try not to make a habit of utilising this form of credit.
In most cases no credit checks are carried out so even if you have CCJs, a bad credit history are on a debt management plan or have an IVA you may be able to get a payday loan.